Update

I posted a lengthy update to last nights’ post about Flying J—all is well with our credit card—a good thing!

Not A Fan Of Flying J/Pilot

UPDATE, UPDATE

The $151 charge from Flying J wasn’t on our credit card statement when I checked this morning.  Our friend Jeane sent us a link to the following article which does a good job of explaining holds.  I only copied and pasted a few paragraphs from the entire article.

“Swipe a card at the gas pump or check in to a hotel — or any place where your final total isn't known — and merchants often place a temporary hold on the account. The purpose is to make sure you can pay for that tank of gas, or for raiding the minibar on your way out.

"They’re used in situations where the total purchase is not known and cannot be easily returned," says Gray Taylor, executive director of Conexxus, a nonprofit that creates technology education and standards for the convenience store and retail petroleum industry.

Holds (sometimes called "blocks") can sometimes confuse consumers because there are three parties involved:

• The card networks (Visa, MasterCard, Discover and American Express) can set outside limits on how long a hold can last. For instance, a Visa hold can't exceed 30 days. An American Express hold can't last more than seven days for most of its cards, and no more than 15 days for its Bluebird and Serve products, according to a company spokeswoman.
• Individual card-issuing banks set the actual deadlines for how long a specific hold will remain. That can vary by bank, retailer, type of purchase and transaction, and cardholder.
• Merchants set the size of the hold. But the merchants don't ever receive that hold amount. They only receive the final transaction amount (otherwise known as your real total).

Compounding the confusion, hold times can sometimes differ between credit and debit cards, too.

With holds, the merchant electronically asks your card issuer, in advance, if you're good for a certain preset amount, says Shelle Santana, professor of business administration at Harvard University. On the other end of that electronic conversation, your card issuer sets aside that amount.

With a credit card, your credit line is temporarily reduced by the hold amount; with a debit card, the available balance is reduced. When the purchase is totaled, the difference between the hold and the purchase is credited back to the consumer.” http://www.creditcards.com/credit-card-news/need-know-credit-debit-card-holds.php

This summer Costco dropped American Express and issued cards through Citibank.  A good friend of ours had her phone set up to receive alerts any time her credit card is used.  I chose to set our phone to receive alerts when a certain dollar amount is charged.  This was the first time we were aware a “hold” was happening.  In my traveling days I was aware of hotels with this practice but not gas stations. 

This doesn’t change our minds about Flying J/Pilot stores—still not a fan.  I was on hold for 10 minutes this morning and finally left a message which has not been returned.  There are lots of gas stations out there with trucker pumps—we use those—they are usually $0.10/gallon less expensive than Flying J.  Michael uses Google Earth to look at gas stations along the way for access and he uses Gas Buddy for pricing. 

 

And after today’s experience we are most definitely NOT Flying J/Pilot shoppers!  Many RVers use Flying J/Pilot truck stops due to the chain’s discount cards.  Michael and I have never subscribed to that theory—every Flying J/Pilot truck stop we have ever seen is a zoo and a few cents off fuel just isn’t worth the hassle. 

Today Michael let the promise of Dairy Queen ice cream draw him in to a Flying J as he was driving across Utah on his way back to Arizona from Montana.  I had just spoken with him and he told me he was getting gas and ice cream.  My cell phone is set up to text me if someone charges over a set amount on our Costco Visa card—it dinged and the text told me a charge for $151 was made at a Pilot store in Utah.  Well now—that’s a lot of ice cream Michael!!!  He’s in the Chevy pickup which by no means would hold $151 worth of fuel.  When I called him back he denied eating that much ice cream and said he had put $37 in gas in the truck.

I called our credit card company and was told it’s Flying J/Pilot policy to “reserve” way more funds on your credit card than the gas station thinks you will use.  And that charge will NOT come off your credit card for 2-3 days!  It’s a dang good thing Michael and I don’t live close to the limit on our credit cards!  What a ridiculous and outrageous scam—you couldn’t PAY us to shop at Flying J/Pilot stores—never again!

Emmi and I are still holding down the fort—yesterday I washed windows inside and out—this house has a LOT of windows!!  Today I grocery shopped, walked the dog, and touched up some painting here in the hosue.  We are both ready for Dad to get home! 

Cute grandchildren photos coming up:

And sunset in the desert:

Off To Montana

Way too early this morning I dropped Michael at the Mesa airport, we left North Ranch at 3:30am!  And do we ever have some amazing friends—Emmi was going to have a sleep over with Larry and Geri last night but at the last minute we changed our minds.  I was just going to take her with me to the airport and come home instead of trying to do some shopping.

Nope, Geri said, “bring her to us in the morning.”  At 3:30am!!!  Geri even set the alarm clock—those are friends to cherish and we do!

The cowboy arrived in Montana right on time and was retrieved at the airport by Lonn—Michael called me from the “phone booth” up in the hayfields.  Our house sits by the creek and cell signal is non-existent without the booster which he didn’t want to pack home—so it’s the phone booth up on the hill where the phone receives a signal.  Michael went home to retrieve our Can-Am and the truck—he will drive back to AZ sometime next week.

I was driving away from the airport at about 5:30am.  It took me a while to get back on the other side of Phoenix and I was hungry—by the time I finished breakfast the tile store was open—7am!  After wandering the store for about a hour I finally made a decision and purchased tile for our countertops and back splash.  Floor and Decor—a great store—helpful people, good prices and a good selection. 

OK, now it is 8am and Costco doesn’t open until 10am.  Target wandering and shopping in JoAnn’s killed a couple hours.  I breezed through Costco and was back in Wickenburg before noon. 

Emmi was so happy to see me but she ran around looking for Michael—I’m usually the one taking trips—this is different for the spoiled little pooch!

Sunrise Thursday morning.

There’s been a bit of a kerfunkle with our voting ballots—Michael’s absentee ballot finally came in the mail today but mine is missing in action—I may or may not get to vote and you know what, this election it wouldn’t bother me at all! 

It’s only 4pm as I write this blog but after my sleepless night and early rising—I can hear my bed calling!

Cows, Cows and Questions Answered

A couple years ago while enjoying a quilt retreat weekend in Red Lodge, Montana several of us purchased a Buggy Barn pattern book and fabric kit to make a “When The Cows Come Home” quilt.  Buggy Barn patterns are unique in that nothing has to really fit or match up.  This particular pattern has many, many pieces—did I say many, many pieces for each block.  The pieces are sewn together then any excess is just whacked—so each “cow” is unique.  When I saw the sample quilt I knew immediately who was going to receive this one when it was finished.

Well—my sister-in-law Vicky was thrilled—her birthday is today and the quilt came in the mail on Monday.  She and my brother live on our grandfather’s farm in Arkansas and raise cows—appropriate!

Cindy P—yes, we use Canadian pharmacies all the time!  Canada Drugs.com.  Your physician must either fax the order to them or you must send them your actual written prescription.  You can go to the website and see what your particular medication will cost in Canada.  Shipping is free and usually doesn’t take long.  We found Canadian medications to cost one third to one half what the same medication costs here in the US. 

Kim Har—how do I hang quilts—well first you have to attach a “sleeve” like the one shown in this photo:

I make the sleeve to fit the rod I am going to use to hang the quilt—as you can see, this rod is much smaller than the sleeve but it still works.  I am using this rod:

The directions which came with the rod stated to make a full sleeve the width of your quilt top and snap the black rod holder over the fabric of the sleeve—that doesn’t work as you can see in these photos—see how it puckers the top edge above the hanging clip.

Other versions of this quilt hanger have you make a split sleeve with room for the hanging clip to just clip on the rod and not the sleeve—so that’s what I did today, I took the binding and sleeve off, cut out a section, re-hemmed the edges and hand sewed all the edges to the quilt back. 

Much better

All edges of your sleeve must be sewn down to the quilt back—otherwise your sleeve hangs above your quilt—not a good look!  Does that all make sense Kim—or clear as mud??

Still rather warm here—cooler days are coming—at least that’s what the weather man says????

Doors, Flu Shots, Haircut

You are all probably weary of my bragging about the cowboy’s talents—but look what he made:

He made the door and all the hardware.  Here’s a couple “before” bathroom photos:

It’s a tiny bathroom—5 feet by 8 feet!  The toilet is behind that door so you must enter the bathroom and close the door to find the toilet.

There, you can see the edge of the toilet behind the door and you can see there’s not much room between the door edge and the vanity.  Now, it looks like this--

Much better—we have to buy some door handles and today he installed the lower hardware.  Not only does it look great but it works!

Today was flu shot day—we used the clinic in Congress and killed a bunch of trees judging from the amount of paperwork we had to complete—next time I’m going to Safeway!  We are firm believers in flu shots—when I traveled frequently via airplanes—I was sick all the time with a cold which of course I would then share with Michael.  A flight attendant heard me hacking and coughing one evening.  She told me “it makes no sense but if you will get a flu shot, you won’t get sick so often.”  Well—she was right! 

And poor little Emmi got a haircut today—I do it myself and today was experiencing extreme regret!  She has always been difficult to groom but today Ms. Emmi was on a tear—it’s not the greatest job I’ve ever done but at least she is cooler.

Pre-haircut with her new ball.

Sunset Sunday night.

Good Friends And Quilts

Friday evening we enjoyed having our friends over for burgers and brats with the brats coming all the way from Montana and Pioneer Meats.  Jim and Ellie, Mike and Pat along with their guests JRoger and Susan plus Larry and Geri joined us for a fabulous potluck dinner.  The conversations and laughter flowed—it was a great evening!  When Jim and Ellie have visited us in Montana, Jim loved the Pioneer Meats brats—so before we left Montana we stocked the motorhome freezer!

As you readers are aware we had one t00 many OHV rigs—a Polaris RZR and a Can-Am Commander.  The plan was—bring the RZR to Arizona and attempt to let someone take it off our hands at the end of the season.  Well, that plan went out the window and the RZR went out the door today.    Now the cowboy is plotting his return to Montana!

Today Michael worked on the hardware for the master bath sliding barn door.  I sanded the actual door giving it another coat of polyurethane.  Had to make a trip to Wickenburg for more polyutrethane.

I am researching Los Algodones dentists—anyone out there have any recommendations?  The people we met while ATVing near Blanding this past spring used Dr. Rubio and his group of dentists—I’m leaning that way as both Mike and Eileen had extensive work and are very pleased.

I finished a quilt binding today and the quilt adds some color to our naked walls--

And Mr. Turkey is hanging also—I love this quilt, it’s one of my favorites from over the years.

Walks, walks with the dog, visiting with neighbors—that’s what’s happening around here.  We did enjoy another Congress Mercantile pizza tonight!

First ATV Ride Of The Season

It’s been a little too warm for ATVing at least in my book but we were all getting antsy! So, today it was breakfast in Yarnell where it’s a little cooler.  It takes about a hour and fifteen minutes to reach the Ranch House Restaurant from North Ranch on ATVs.

Until I uploaded this photo to the computer, I hadn’t notice the witch at the top of the light pole! Tis the season I guess!

Back home we both spent some time cooling off as by the time we were back at North Ranch it was a toasty 88 degrees!  I’m doing some paperwork for Nat with the Veterans Administration and it works my brain to its capacity!!!

I am officially unpacked—when we arrived a week ago lots of stuff was just dumped in the office/sewing room.  Today was organization day and I was successful—now I can find something—I hope!

As I was sitting in my chair typing this blog a very healthy looking coyote strolled by the fence—the windows in front of my chair have screens, thus the poor quality photo.

Check this out—because this little girl’s Mom and Dad have decided to move to Germany—really the USAF decided it for them—she has to have a passport.  I’m thinking she really doesn’t like to have her photo taken!